Bad Credit Car Loans

We may be able to assist you with a loan to purchase a car or to refinance an existing car loan even if you have unique circumstances like a bad credit history.

Been Declined? Have Bad Credit?
Up to $75,000 Car Loans
Dealership or Private Sales
$0 Deposit Required
Current or Discharged Bankrupt
~5 Minute Pre-Approval

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* All applications for credit are subject to our normal credit approval criteria. Terms and conditions are available on application. Fees and charges apply.

Are you eligible for a car loan?

To apply for a car loan, you must:

Be 18 years of age or older.

Be a permanent 'Australian Resident' or citizen.

Be currently employed with an employer.

Earn a household income of $45,000 gross or more.

*All applications for credit are subject to our normal credit approval criteria. Terms and conditions are available on application. Fees and charges apply.

Poor Credit Car Loans offers car loans through Azora

To be eligible for an Azora car loan, you must

Be at least 18 years old
Be an Australian citizen or permanent resident
Be employed full-time, part-time, or on a casual basis
Have a net annual income of $39,000 or more

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Your Car Loan Repayments

Amount

Term

Repayment

Weekly Fortnightly Monthly

Weekly Repayment

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Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. It is advised that you consult your financial adviser before taking out a loan.

Have bad credit or have been declined by another lender?

We can help.

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In a debt agreement or personal insolvency agreement?

We can help.

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Bankrupt or recently discharged from bankruptcy?

We can help.

Enquire Now

What you need to do to Purchase a Car

Step 1 Contact us to get your car loan pre-approved.
Step 2 Purchase your car from a car dealer or privately.
Step 3 We will pay the car dealer or private vendor direct.

What you need to do to Refinance a Car Loan

Step 1 Contact us to get your car loan pre-approved.
Step 2 Provide us with the payout amount of your existing car loan.
Step 3 We will pay your existing lender.

Check if you qualify

The initial phone consultation is provided free of charge.
Our solutions may not be appropriate or available to all consumers.